I don’t like debt but two years ago I bought my office iMac throughly Apple’s finance deal because it was 0% and I decided I would rather the money stay in my account than theirs. I was still glad when the monthly payments were over but it was a handy thing for my business.
Handy enough that I did look into it again when the iPhone 6 came out. This 0% finance deal wasn’t available then – but it is now.
It may have been for some time: I just had a notion it might be there as a certain big holiday is coming. And yep, there it is. The cost of Apple gear with this is significantly lower than with typical finance options from Apple and others.